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Central
Average House Price in Stirling 2026
Average: £225,892 · +1.8% year-on-year
Average price
£225,892
Median price
£198,800
Year change
+1.8%
5-year change
+21.5%
Average price by property type
Buying costs at the average price
LBTT (first-time buyer)
£1,018
Save £600 with FTB relief
ADS surcharge (buy-to-let)
£18,071
8% on the full purchase price
Rental market
Avg 2-bed rent
£800/month
Annual rent
£9,600
Price-to-rent ratio
24x
How Stirling compares
Other areas in Central
Stirling property market overview
The average house price in Stirling is £225,892, which is 16% above the Scottish average of £194,872. Prices have been largely flat over the past year at +1.8%, lagging behind many other Scottish areas. Over five years, values have moved up by 21.5%. The average 2-bed rent of £800/month gives a gross rental yield of 4.2%, which is challenging for buy-to-let landlords. With roughly 1,200 property sales per year, Stirling is a quieter market with fewer transactions.
Buying tips for Stirling
- First-time buyers save £600 on LBTT in Stirling compared to standard buyers, paying just £1,018 on the average property.
- A 4.2% gross rental yield is reasonable for Scotland. Factor in mortgage costs, maintenance, and the ADS surcharge to see true net returns.
- Prices sit close to the Scottish average. Use the Mortgage Affordability Calculator to see what deposit and income you’d need.
Frequently asked questions
What is the average house price in Stirling?
The average house price in Stirling is £225,892 (median £198,800). Detached homes average £346,800, semi-detached £225,900, terraced £176,400, and flats £113,900.
Is Stirling good value compared to the rest of Scotland?
Stirling is 16% above the Scottish average of £194,872, so it’s more expensive than most areas. However, more modest price growth may signal a cooling market.
How much LBTT do I pay on a property in Stirling?
On the average Stirling property (£225,892), a standard buyer pays £1,618 in LBTT. First-time buyers pay £1,018, saving £600. Use our LBTT Calculator for an exact figure at any price.
What is the rental yield in Stirling?
The gross rental yield in Stirling is approximately 4.2%, based on an average 2-bed rent of £800/month and average property price of £225,892. A price-to-rent ratio of 24x is considered challenging for landlords.
Useful calculators
LBTT Calculator
Calculate your exact LBTT at any price
Mortgage Affordability
How much can you borrow?
Council Tax — Stirling
All 8 bands + water charges
Buy-to-Let Calculator
Rental yield + tax at Scottish rates
Cost of Living — Stirling
Rents, salaries and monthly expenses
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Data: Registers of Scotland quarterly house price statistics, UK House Price Index (ONS/Land Registry). Figures are approximate and based on the most recent available data. LBTT calculated at 2026/27 rates. Rental data from Citylets/Scottish Government Private Rent Statistics.