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37free, accurate calculators built for Scotland's unique tax system. Updated for the 2026/27 tax year.
Calculate your LBTT on any Scottish property purchase, including first-time buyer relief and ADS.
💷See your Scottish income tax across all 6 bands, with an England comparison built in.
💰See your exact take-home pay monthly, weekly, daily, and hourly after all Scottish deductions.
📈See how much you could save through pension, one-off bonus, EV, or cycle-to-work salary sacrifice with Scottish tax bands.
🔑Work out rental yield, LBTT with 8% ADS, income tax on rental profit, and net returns.
🎓Calculate monthly repayments for Plan 4 (SAAS) and all other plans with year-by-year projections.
🏴Compare your total tax bill side by side — income tax, take-home pay, and property tax.
📊See exactly how much tax relief you get on pension contributions at Scottish rates — and what to claim via self-assessment.
📊At Scottish tax rates, SIPPs often win over ISAs — but it depends on your salary. See the projected difference.
📊CGT is UK-wide: your 18%/24% rate is set against the UK bands, not Scotland's six (a common myth). See your split on shares, property, or business assets.
🃏CGT on selling a collectible — cards, coins, antiques, art. Models the £6,000 chattels exemption, 5/3 marginal relief, wasting assets and 18%/24% rates.
📉Calculate your 2026/27 dividend tax. See the £500 allowance, which rate applies, and how much an ISA would save.
📊Earn between £100,000 and £125,140 in Scotland? Your effective marginal rate is 67.5%. See how to escape.
📊Calculate Scottish income tax, Class 2 and Class 4 NI on self-employed profits with expenses and pension deductions.
🏠See how much you could borrow based on your Scottish salary, with LBTT costs and first-time buyer relief included.
🏠Check if you can reclaim Scotland's 8% ADS. Track your sale deadline, claim deadline, and economic unit status.
📊Are you missing unclaimed pension tax relief? Scottish intermediate and higher-rate taxpayers are most likely affected.
🏴Calculate how much your household saves by living in Scotland — free prescriptions, eye tests, tuition, bus travel, personal care, and more.
📜The first-ever Scottish intestacy calculator. See who inherits what under Scotland's unique three-layer succession system.
🏠Check if your landlord's proposed rent increase is allowed under Scottish PRT rules and the Housing Act 2025 rent control framework.
🏴Check which Scottish benefits you're eligible for — SCP, Best Start Grant, Carer Support, ADP, Winter Heating, and more.
🏢Calculate your Scottish business rates and Small Business Bonus Scheme relief. Updated for the April 2026 revaluation.
🏠Check eligibility for Scotland's LIFT scheme — up to 40% government funding for first-time buyers and priority groups.
🌾Calculate how the April 2026 APR/BPR cap affects your Scottish farm's inheritance tax. Model the new £2.5M combined relief limit.
⚖️Estimate the IHT on a Scottish estate — the £325k nil-rate band, £175k residence band, £2m taper, transferable bands, and spouse exemption at 40%.
💼Find the optimal salary/dividend mix for your Scottish limited company at 2026/27 rates. Models corporation tax, dividend tax, and Scottish income tax together.
👶See exactly how much Child Benefit you lose to HICBC at Scottish tax rates, and the pension sacrifice needed to restore the full benefit.
🔥Calculate your path to financial independence at Scottish tax rates — pension relief, ISA/SIPP split, bridge planning, and drawdown tax modelling.
📉Calculate income tax on pension drawdown at Scottish 2026/27 rates. Compare with England, model state pension interaction, and project how long your pot lasts.
🏥Work out your NHS Scotland (SPPA) pension contribution by tier, the 22.5% employer contribution, your real cost after Scottish tax relief, and the pension you build each year.
🎓Work out your Scottish Teachers' Pension Scheme (STPS) contribution by tier, the 26% employer contribution, your real cost after Scottish tax relief, and the pension you build each year.
🏛️Work out your Local Government Pension Scheme (Scotland) contribution by tier, the employer contribution, your real cost after Scottish tax relief, and the 1/49th pension you build each year.
⏳Check if your debts are prescribed under Scotland's 5-year rule. Enter dates to see if the prescription period has passed, making debts unenforceable.
🏠Should you overpay your mortgage or invest? Compare guaranteed interest savings vs ISA/GIA growth at Scottish tax rates with year-by-year projections.
🚗Calculate the Benefit-in-Kind tax cost of your company car at Scottish income tax rates. See how electric vs petrol BIK rates compare, and how much more Scottish employees pay than English equivalents.
⚓Calculate take-home pay for North Sea offshore oil and gas workers at any day rate or salary. Models rotation patterns (2/2, 3/3, 4/4), Scottish income tax bands, NI, pension, and tax-exempt allowances.
♿Check if you might qualify for Adult Disability Payment (ADP) in Scotland. Score each daily living and mobility activity to see your estimated award level and weekly payment.