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South West
Average House Price in North Ayrshire 2026
Average: £130,233 · +5.4% year-on-year
Average price
£130,233
Median price
£114,600
Year change
+5.4%
5-year change
+30.5%
Average price by property type
Buying costs at the average price
LBTT (first-time buyer)
£0
Save £0 with FTB relief
ADS surcharge (buy-to-let)
£10,419
8% on the full purchase price
Rental market
Avg 2-bed rent
£575/month
Annual rent
£6,900
Price-to-rent ratio
19x
How North Ayrshire compares
Other areas in South West
North Ayrshire property market overview
The average house price in North Ayrshire is £130,233, which is 33% below the Scottish average of £194,872. The market has shown moderate growth over the past year at +5.4%, broadly in line with the rest of Scotland. Over five years, values have moved up by 30.5%. The average 2-bed rent of £575/month gives a gross rental yield of 5.3%, which is neutral for buy-to-let investors. With roughly 1,500 property sales per year, North Ayrshire is a quieter market with fewer transactions.
Buying tips for North Ayrshire
- First-time buyers pay NO LBTT in North Ayrshire — the average price of £130,233 falls within the £175,000 nil-rate threshold.
- At 5.3% gross yield, North Ayrshire offers above-average rental returns — worth modelling in the Buy-to-Let Calculator before committing.
- North Ayrshire is 33% below the Scottish average — it may offer better value for first-time buyers looking to get on the ladder.
Frequently asked questions
What is the average house price in North Ayrshire?
The average house price in North Ayrshire is £130,233 (median £114,600). Detached homes average £221,800, semi-detached £139,700, terraced £105,700, and flats £58,500.
Is North Ayrshire good value compared to the rest of Scotland?
Yes. North Ayrshire is 33% below the Scottish average of £194,872, making it relatively affordable. Year-on-year prices have risen by 5.4%.
How much LBTT do I pay on a property in North Ayrshire?
On the average North Ayrshire property (£130,233), a standard buyer pays £0 in LBTT. First-time buyers pay nothing, saving £0. Use our LBTT Calculator for an exact figure at any price.
What is the rental yield in North Ayrshire?
The gross rental yield in North Ayrshire is approximately 5.3%, based on an average 2-bed rent of £575/month and average property price of £130,233. A price-to-rent ratio of 19x is considered neutral.
Useful calculators
LBTT Calculator
Calculate your exact LBTT at any price
Mortgage Affordability
How much can you borrow?
Council Tax — North Ayrshire
All 8 bands + water charges
Buy-to-Let Calculator
Rental yield + tax at Scottish rates
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Data: Registers of Scotland quarterly house price statistics, UK House Price Index (ONS/Land Registry). Figures are approximate and based on the most recent available data. LBTT calculated at 2026/27 rates. Rental data from Citylets/Scottish Government Private Rent Statistics.