Loading...
North East
Average House Price in Moray 2026
Average: £200,609 · +4.8% year-on-year
Average price
£200,609
Median price
£176,500
Year change
+4.8%
5-year change
+24.2%
Average price by property type
Buying costs at the average price
LBTT (first-time buyer)
£512
Save £600 with FTB relief
ADS surcharge (buy-to-let)
£16,049
8% on the full purchase price
Rental market
Avg 2-bed rent
£650/month
Annual rent
£7,800
Price-to-rent ratio
26x
How Moray compares
Other areas in North East
Moray property market overview
The average house price in Moray is £200,609, which is 3% above the Scottish average of £194,872. The market has shown moderate growth over the past year at +4.8%, broadly in line with the rest of Scotland. Over five years, values have moved up by 24.2%. The average 2-bed rent of £650/month gives a gross rental yield of 3.9%, which is challenging for buy-to-let landlords. With roughly 1,200 property sales per year, Moray is a quieter market with fewer transactions.
Buying tips for Moray
- First-time buyers save £600 on LBTT in Moray compared to standard buyers, paying just £512 on the average property.
- Gross rental yield of 3.9% is on the low side. Buy-to-let investors should run the numbers carefully — capital growth may need to do the heavy lifting.
- Prices sit close to the Scottish average. Use the Mortgage Affordability Calculator to see what deposit and income you’d need.
Frequently asked questions
What is the average house price in Moray?
The average house price in Moray is £200,609 (median £176,500). Detached homes average £304,300, semi-detached £197,200, terraced £160,000, and flats £92,400.
Is Moray good value compared to the rest of Scotland?
Moray is 3% above the Scottish average of £194,872, so it’s more expensive than most areas. However, strong demand and rising prices suggest continued buyer confidence.
How much LBTT do I pay on a property in Moray?
On the average Moray property (£200,609), a standard buyer pays £1,112 in LBTT. First-time buyers pay £512, saving £600. Use our LBTT Calculator for an exact figure at any price.
What is the rental yield in Moray?
The gross rental yield in Moray is approximately 3.9%, based on an average 2-bed rent of £650/month and average property price of £200,609. A price-to-rent ratio of 26x is considered challenging for landlords.
Useful calculators
LBTT Calculator
Calculate your exact LBTT at any price
Mortgage Affordability
How much can you borrow?
Council Tax — Moray
All 8 bands + water charges
Buy-to-Let Calculator
Rental yield + tax at Scottish rates
Browse all areas
Aberdeen CityAberdeenshireAngusArgyll and ButeCity of EdinburghClackmannanshireDumfries and GallowayDundee CityEast AyrshireEast DunbartonshireEast LothianEast RenfrewshireFalkirkFifeGlasgow CityHighlandInverclydeMidlothianMorayNa h-Eileanan Siar (Western Isles)North AyrshireNorth LanarkshireOrkney IslandsPerth and KinrossRenfrewshireScottish BordersShetland IslandsSouth AyrshireSouth LanarkshireStirlingWest DunbartonshireWest Lothian
Get the Scottish Money Memo
One Scottish money thing worth knowing, every Thursday. Free.
Data: Registers of Scotland quarterly house price statistics, UK House Price Index (ONS/Land Registry). Figures are approximate and based on the most recent available data. LBTT calculated at 2026/27 rates. Rental data from Citylets/Scottish Government Private Rent Statistics.