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Average: £178,000 · +5.5% year-on-year
Average price
£178,000
Median price
£162,000
Year change
+5.5%
5-year change
+24.2%
LBTT (first-time buyer)
£60
Save £600 with FTB relief
Avg 2-bed rent
£650/month
Annual rent
£7,800
Price-to-rent ratio
23x
The average house price in Moray is £178,000, which is 11% below the Scottish average of £201,129. The market has shown moderate growth over the past year at +5.5%, broadly in line with the rest of Scotland. Over five years, values have moved up by 24.2%. The average 2-bed rent of £650/month gives a gross rental yield of 4.4%, which is challenging for buy-to-let landlords. With roughly 1,200 property sales per year, Moray is a quieter market with fewer transactions.
The average house price in Moray is £178,000 (median £162,000). Detached homes average £270,000, semi-detached £175,000, terraced £142,000, and flats £82,000.
Yes. Moray is 11% below the Scottish average of £201,129, making it relatively affordable. Year-on-year prices have risen by 5.5%.
On the average Moray property (£178,000), a standard buyer pays £660 in LBTT. First-time buyers pay £60, saving £600. Use our LBTT Calculator for an exact figure at any price.
The gross rental yield in Moray is approximately 4.4%, based on an average 2-bed rent of £650/month and average property price of £178,000. A price-to-rent ratio of 23x is considered challenging for landlords.
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Data: Registers of Scotland quarterly house price statistics, UK House Price Index (ONS/Land Registry). Figures are approximate and based on the most recent available data. LBTT calculated at 2026/27 rates. Rental data from Citylets/Scottish Government Private Rent Statistics.