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Calculators built for Scotland's six-band tax system. Not English tools with a Scotland checkbox bolted on. Start with the Scottish salary calculator for your full 2026/27 breakdown.
English SDLT on same property: £3,750
Scotland has six income tax bands (not three), LBTT instead of Stamp Duty, devolved benefits, and unique tenancy law. Most UK calculators treat Scotland as a footnote — if they handle it at all. We build the tools nobody else will.
Most UK salary sacrifice calculators explicitly state they don't support Scottish taxpayers. Legal & General's says it. ANNA Money's says it. MoneySCOT exists to fill that gap.
Every calculator uses Scottish rates and bands as the default. Not English tools with a Scotland toggle hidden in settings.
Scottish Budget changes, new LBTT thresholds, updated NI rates. We update everything within 48 hours of any change. See what the next Scottish Budget means for you →
Every calculator shows you what you'd pay in England too. No spin — just the actual difference, in pounds.
Every calculator, every guide, completely free. No account required, no premium features behind a gate.
There are two different £150s attached to your energy bill this winter — one you might have to claim, one that happens automatically. Here's which is which.
Adult Disability Payment pays £30.30 to £194.60 a week in 2026/27. How to claim in Scotland, how the points are scored, and how ADP differs from PIP.
Scotland's Small Business Bonus Scheme gives 100% rates relief to businesses with rateable values under £12,000 — saving thousands annually. Here's who qualifies, how to apply, and what changed in 2023.
The ISA deadline is 5 April — and Scottish taxpayers have more at stake than most. With dividends taxed at UK rates but income at Scottish rates, ISAs shelter different things depending on your situation. Here's what to do before the deadline.
The LIFT scheme Scotland lets first-time buyers purchase a property with 10–40% government equity — no rent on the government share. Eligibility is affordability-assessed, and price thresholds vary by area and property size. OMSE for existing homes, NSSE for new-builds.
OMSE price thresholds are set per council area AND property size — Edinburgh runs from £185,000 for a 2-apartment flat to £585,000 for a large family home. How the thresholds work, who qualifies, and how the Scottish Government's 10–40% share is decided.
Options, costs, and what Scottish law requires
Who inherits if there's no will
Types, cost, and how to set one up
Filing on paper? The 31 October self-assessment paper deadline is next up — see the Scottish self-assessment deadlines guide.
Scottish Budget breakdowns, LBTT changes, benefit updates, and the tax angles UK-wide newsletters always miss.