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Calculators built for Scotland's six-band tax system. Not English tools with a Scotland checkbox bolted on. Start with the Scottish salary calculator for your full 2026/27 breakdown.
English SDLT on same property: £3,750
Scotland has six income tax bands (not three), LBTT instead of Stamp Duty, devolved benefits, and unique tenancy law. Most UK calculators treat Scotland as a footnote — if they handle it at all. We build the tools nobody else will.
Most UK salary sacrifice calculators explicitly state they don't support Scottish taxpayers. Legal & General's says it. ANNA Money's says it. MoneySCOT exists to fill that gap.
Every calculator uses Scottish rates and bands as the default. Not English tools with a Scotland toggle hidden in settings.
Scottish Budget changes, new LBTT thresholds, updated NI rates. We update everything within 48 hours of any change.
Every calculator shows you what you'd pay in England too. No spin — just the actual difference, in pounds.
Every calculator, every guide, completely free. No account required, no premium features behind a gate.
Scotland's property purchase tax with first-time buyer relief, 8% ADS, and side-by-side comparison with English Stamp Duty.
All 6 bands, 2026/27 rates
Net pay after tax, NI & pension
Pension, bonus, EV, cycle
Scotland’s 67.5% marginal rate
Financial independence at Scottish rates
Claw-back + pension escape
Salary vs dividend split
Scotland’s 5-year rule
Scottish taxpayers pay up to 48% income tax — making tax-efficient wrappers like ISAs, pensions, and VCTs more valuable here than anywhere else in the UK.
Statutory redundancy pay is capped at £22,530 and is always tax-free. It's the enhanced payment on top that gets taxed — at Scottish rates, which is where Scotland and England part company.
Section 24 mortgage interest restrictions hit Scottish landlords harder than anyone else in the UK. At 42% Higher rate, you lose 22p per pound of mortgage interest — here's the maths and the escape routes.
Council Tax Reduction can cut a Scottish council tax bill by up to 100% — and it's a national scheme with the same rules in all 32 councils, unlike England's postcode lottery. Here's who qualifies.
Scotland's council tax has 8 bands based on 1991 property values. Here's how it works, what discounts you can claim, and how Scottish rates compare to England.
Statutory Maternity Pay is £194.32 a week (or 90% of your earnings if lower) after the first 6 weeks — identical UK-wide. What's different in Scotland is the devolved money that stacks on top.
Options, costs, and what Scottish law requires
Who inherits if there's no will
Types, cost, and how to set one up
Filing on paper? The 31 October self-assessment paper deadline is next up — see the Scottish self-assessment deadlines guide.
Scottish Budget breakdowns, LBTT changes, benefit updates, and the tax angles UK-wide newsletters always miss.