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South East
Average House Price in Scottish Borders 2026
Average: £180,843 · +1.4% year-on-year
Average price
£180,843
Median price
£159,100
Year change
+1.4%
5-year change
+26.8%
Average price by property type
Buying costs at the average price
LBTT (first-time buyer)
£117
Save £600 with FTB relief
ADS surcharge (buy-to-let)
£14,467
8% on the full purchase price
Rental market
Avg 2-bed rent
£625/month
Annual rent
£7,500
Price-to-rent ratio
24x
How Scottish Borders compares
Scottish Borders property market overview
The average house price in Scottish Borders is £180,843, which is 7% below the Scottish average of £194,872. Prices have been largely flat over the past year at +1.4%, lagging behind many other Scottish areas. Over five years, values have moved up by 26.8%. The average 2-bed rent of £625/month gives a gross rental yield of 4.1%, which is challenging for buy-to-let landlords. With roughly 1,400 property sales per year, Scottish Borders is a quieter market with fewer transactions.
Buying tips for Scottish Borders
- First-time buyers save £600 on LBTT in Scottish Borders compared to standard buyers, paying just £117 on the average property.
- A 4.1% gross rental yield is reasonable for Scotland. Factor in mortgage costs, maintenance, and the ADS surcharge to see true net returns.
- Scottish Borders is 7% below the Scottish average — it may offer better value for first-time buyers looking to get on the ladder.
Frequently asked questions
What is the average house price in Scottish Borders?
The average house price in Scottish Borders is £180,843 (median £159,100). Detached homes average £283,500, semi-detached £177,900, terraced £141,700, and flats £78,200.
Is Scottish Borders good value compared to the rest of Scotland?
Yes. Scottish Borders is 7% below the Scottish average of £194,872, making it relatively affordable. Year-on-year prices have risen by 1.4%.
How much LBTT do I pay on a property in Scottish Borders?
On the average Scottish Borders property (£180,843), a standard buyer pays £717 in LBTT. First-time buyers pay £117, saving £600. Use our LBTT Calculator for an exact figure at any price.
What is the rental yield in Scottish Borders?
The gross rental yield in Scottish Borders is approximately 4.1%, based on an average 2-bed rent of £625/month and average property price of £180,843. A price-to-rent ratio of 24x is considered challenging for landlords.
Useful calculators
LBTT Calculator
Calculate your exact LBTT at any price
Mortgage Affordability
How much can you borrow?
Council Tax — Scottish Borders
All 8 bands + water charges
Buy-to-Let Calculator
Rental yield + tax at Scottish rates
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Data: Registers of Scotland quarterly house price statistics, UK House Price Index (ONS/Land Registry). Figures are approximate and based on the most recent available data. LBTT calculated at 2026/27 rates. Rental data from Citylets/Scottish Government Private Rent Statistics.