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Cost of Living
Calculate how much your household saves by living in Scotland — free prescriptions, eye tests, tuition, bus travel, personal care, and more.
By Gary · Updated April 2026
Enter your household details to see how much you save by living in Scotland.
Scotland offers an extraordinary package of universal benefits that collectively save residents thousands of pounds annually. No other UK nation matches this range of free services.
| Benefit | Scotland | England |
|---|---|---|
| Prescriptions | Free | £9.90 each |
| Eye tests | Free (all adults) | £25+ (means-tested only) |
| Dental check-ups | Free | £26.80 (Band 1) |
| University tuition | Free (SAAS) | £9,250/year |
| Bus travel (under 22) | Free | Full fare |
| Bus travel (over 60) | Free | Free (England too) |
| School meals (P1-P5) | Free | Free (Reception-Y2) |
| Personal care | Free (all adults) | Means-tested |
| Hospital parking | Free | Charged (most hospitals) |
| Baby Box | Free (~£160 value) | No equivalent |
| Period products | Free (public buildings) | No equivalent |
Scotland is the only UK nation offering universal free eye tests and free period products in all public buildings.
See your total. Enter your household details above to calculate exactly how much these free services save you each year.
Back to calculator ↑Answers to common questions about this calculator.
At Scottish tax rates, SIPPs often win over ISAs — but it depends on your salary. See the projected difference.
🔥Calculate your path to financial independence at Scottish tax rates — pension relief, ISA/SIPP split, bridge planning, and drawdown tax modelling.
📊CGT rates depend on your total income — and Scotland's six tax bands change which rate you pay.
This calculator provides estimates only and does not constitute financial or tax advice. Always verify with Revenue Scotland, HMRC, or mygov.scot, and speak to a qualified financial adviser for advice specific to your circumstances.