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£3,893/year including water & sewerage
Annual (Band F)
£3,893
Monthly
£324
Single person (25% off)
£2,920
Weekly
£75
| Factor | Value |
|---|---|
| Band D reference rate (Midlothian) | £2,468/year |
| Band F ratio to Band D | 585/360 (162.5%) |
| Calculation | £2,468 × 162.5% = £3,893 |
| Scottish average Band F | £3,636/year |
| vs Scottish average | £257 above average |
Scottish average calculated from national average Band D of £2,310 × 585/360 (162.5%).
| Year | Band F annual | Change |
|---|---|---|
| 2022/23 | £3,045 | — |
| 2023/24 | £3,198 | +5.0% |
| 2024/25 | £3,406 | +6.5% |
| 2025/26 | £3,679 | +8.0% |
| 2026/27 ◀ current | £4,011 | +9.0% |
2026/27 is the confirmed rate. Prior years are estimates based on Scotland-wide average increases. Note: 2023/24 was a partial freeze year — most councils raised rates by 0% in exchange for a Scottish Government compensation grant, though some opted out and raised by up to 5%.
1991 valuation: £80,001–£106,000
Band F covers properties valued £80,001–£106,000 in 1991. In Midlothian for 2026/27, Band F costs £3,893/year (£324/month including water and sewerage). This is £257 above the Scottish average Band F rate of £3,636. Compared to Band D in Midlothian (£2,468/year), Band F households pay £1,425/year more. The 25% single person discount reduces Band F in Midlothian to £2,920/year.
% of median salary
12.6%
Weeks of median pay
6.5
Median local salary
£31,000
Band F council tax in Midlothian (£3,893/year) represents 12.6% of the median gross full-time salary for the area (£31,000/year). That is the equivalent of approximately 6.5 weeks of median gross earnings. The Scottish average Band F rate of £3,636/year represents 11.7% of the same local median.
Source: ONS Annual Survey of Hours and Earnings (ASHE). Median gross full-time earnings, approximate.
| Band | Property value (1991) | Annual | Monthly | With 25% discount |
|---|---|---|---|---|
| Band A | Up to £27,000 | £1,645 | £137 | £1,234 |
| Band B | £27,001–£35,000 | £1,920 | £160 | £1,440 |
| Band C | £35,001–£45,000 | £2,194 | £183 | £1,646 |
| Band D | £45,001–£58,000 | £2,468 | £206 | £1,851 |
| Band E | £58,001–£80,000 | £3,183 | £265 | £2,387 |
| Band F ◀ | £80,001–£106,000 | £3,893 | £324 | £2,920 |
| Band G | £106,001–£212,000 | £4,643 | £387 | £3,482 |
| Band H | Over £212,000 | £5,753 | £479 | £4,315 |
10 monthly instalments
Standard — April to January
£389/month
No payment in February or March
12 monthly instalments
On request from council
£324/month
Spreads the same total over all 12 months
Annual lump sum
Pay in full upfront
£3,893
Some councils offer a small discount
25% single person discount
Saves £973/year (reducing your bill to £2,920/year). Anyone living alone automatically qualifies. Adults who are full-time students, carers, or severely mentally impaired are disregarded when counting.
Apply for single person discount — Midlothian→Student exemption
Properties occupied entirely by full-time students are fully exempt — the Band F bill is £0. Mixed households (some students, some non-students) do not get the full exemption but students are disregarded for the single-person discount.
Council Tax Reduction (CTR)
A means-tested discount available to working-age and pension-age households on low incomes. CTR can reduce your Band F bill by up to 100% and is separate from the single person discount — you can receive both simultaneously.
Apply for CTR — Midlothian→Disabled person's band reduction
If someone in your household is severely disabled and needs extra space or a specific room (e.g. for a wheelchair), your property is assessed as one band lower. For Band F, this means paying Band E rates instead — saving £710/year.
Scotland note: Your Band F bill of £3,893 includes £652/year for Scottish Water charges — water and sewerage are bundled into council tax in Scotland, unlike England where they are separate bills.
Council tax Band F in Midlothian is £3,893 per year for 2026/27, including water and sewerage charges from Scottish Water. This works out to £324 per month or £75 per week. If you live alone, the 25% single person discount reduces this to £2,920 per year.
Yes. Midlothian's Band F rate of £3,893 is £257 above the Scottish average Band F rate of £3,636. The Scottish average is calculated using the national average Band D rate of £2,310 multiplied by the Band F ratio of 162.5%.
Band A is the cheapest council tax band in Midlothian, costing £1,645/year (£137/month) for 2026/27. Band H is the most expensive at £5,753/year. The full range in Midlothian spans £4,108/year between the cheapest and most expensive band. Band F costs £2,248/year more than Band A in Midlothian.
To challenge your council tax band in Midlothian, contact the local Assessor's office — not the council itself. The Scottish Assessors Association handles all banding queries. You can make a formal proposal if you think your property is in the wrong band, particularly if similar properties nearby are in a lower band, or if you have evidence the 1991 valuation was wrong. Be aware that a successful challenge could also result in your band being increased.
See what you take home after council tax and income tax
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Rates shown are for 2026/27 and include Scottish Water charges of £652/year. Verify your exact bill with Midlothian council directly. Property valuations are based on 1991 values as set when council tax was introduced.