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£2,107/year including water & sewerage
Annual (Band D)
£2,107
Monthly
£176
Single person (25% off)
£1,580
Weekly
£41
| Factor | Value |
|---|---|
| Band D reference rate (Dumfries and Galloway) | £2,107/year |
| Band D ratio to Band D | 9/9 (100%) |
| Calculation | £2,107 × 100.0% = £2,107 |
| Scottish average Band D | £2,310/year |
| vs Scottish average | £203 below average |
Scottish average calculated from national average Band D of £2,310 × 9/9 (100%).
| Year | Band D annual | Change |
|---|---|---|
| 2022/23 | £1,608 | — |
| 2023/24 | £1,688 | +5.0% |
| 2024/25 | £1,798 | +6.5% |
| 2025/26 | £1,942 | +8.0% |
| 2026/27 ◀ current | £2,107 | +8.5% |
2026/27 is the confirmed rate. Prior years are estimates based on Scotland-wide average increases. Note: 2023/24 was a partial freeze year — most councils raised rates by 0% in exchange for a Scottish Government compensation grant, though some opted out and raised by up to 5%.
1991 valuation: £45,001–£58,000
Band D covers properties valued £45,001–£58,000 (the reference band) in 1991. In Dumfries and Galloway for 2026/27, Band D costs £2,107/year (£176/month including water and sewerage). This is £203 below the Scottish average Band D rate of £2,310. The 25% single person discount reduces Band D in Dumfries and Galloway to £1,580/year.
% of median salary
7.7%
Weeks of median pay
4.0
Median local salary
£27,500
Band D council tax in Dumfries and Galloway (£2,107/year) represents 7.7% of the median gross full-time salary for the area (£27,500/year). That is the equivalent of approximately 4.0 weeks of median gross earnings. The Scottish average Band D rate of £2,310/year represents 8.4% of the same local median.
Source: ONS Annual Survey of Hours and Earnings (ASHE). Median gross full-time earnings, approximate.
| Band | Property value (1991) | Annual | Monthly | With 25% discount |
|---|---|---|---|---|
| Band A | Up to £27,000 | £1,405 | £117 | £1,054 |
| Band B | £27,001–£35,000 | £1,639 | £137 | £1,229 |
| Band C | £35,001–£45,000 | £1,873 | £156 | £1,405 |
| Band D ◀ | £45,001–£58,000 | £2,107 | £176 | £1,580 |
| Band E | £58,001–£80,000 | £2,709 | £226 | £2,032 |
| Band F | £80,001–£106,000 | £3,306 | £276 | £2,480 |
| Band G | £106,001–£212,000 | £3,936 | £328 | £2,952 |
| Band H | Over £212,000 | £4,869 | £406 | £3,652 |
10 monthly instalments
Standard — April to January
£211/month
No payment in February or March
12 monthly instalments
On request from council
£176/month
Spreads the same total over all 12 months
Annual lump sum
Pay in full upfront
£2,107
Some councils offer a small discount
25% single person discount
Saves £527/year (reducing your bill to £1,580/year). Anyone living alone automatically qualifies. Adults who are full-time students, carers, or severely mentally impaired are disregarded when counting.
Apply for single person discount — Dumfries and Galloway→Student exemption
Properties occupied entirely by full-time students are fully exempt — the Band D bill is £0. Mixed households (some students, some non-students) do not get the full exemption but students are disregarded for the single-person discount.
Council Tax Reduction (CTR)
A means-tested discount available to working-age and pension-age households on low incomes. CTR can reduce your Band D bill by up to 100% and is separate from the single person discount — you can receive both simultaneously.
Apply for CTR — Dumfries and Galloway→Disabled person's band reduction
If someone in your household is severely disabled and needs extra space or a specific room (e.g. for a wheelchair), your property is assessed as one band lower. For Band D, this means paying Band C rates instead — saving £234/year.
Scotland note: Your Band D bill of £2,107 includes £652/year for Scottish Water charges — water and sewerage are bundled into council tax in Scotland, unlike England where they are separate bills.
Council tax Band D in Dumfries and Galloway is £2,107 per year for 2026/27, including water and sewerage charges from Scottish Water. This works out to £176 per month or £41 per week. If you live alone, the 25% single person discount reduces this to £1,580 per year.
No. Dumfries and Galloway's Band D rate of £2,107 is £203 below the Scottish average Band D rate of £2,310, making it one of the more affordable councils for Band D properties.
Band A is the cheapest council tax band in Dumfries and Galloway, costing £1,405/year (£117/month) for 2026/27. Band H is the most expensive at £4,869/year. The full range in Dumfries and Galloway spans £3,464/year between the cheapest and most expensive band. Band D costs £702/year more than Band A in Dumfries and Galloway.
To challenge your council tax band in Dumfries and Galloway, contact the local Assessor's office — not the council itself. The Scottish Assessors Association handles all banding queries. You can make a formal proposal if you think your property is in the wrong band, particularly if similar properties nearby are in a lower band, or if you have evidence the 1991 valuation was wrong. Be aware that a successful challenge could also result in your band being increased.
See what you take home after council tax and income tax
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Rates shown are for 2026/27 and include Scottish Water charges of £652/year. Verify your exact bill with Dumfries and Galloway council directly. Property valuations are based on 1991 values as set when council tax was introduced.