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£2,435/year including water & sewerage
Annual (Band D)
£2,435
Monthly
£203
Single person (25% off)
£1,826
Weekly
£47
| Factor | Value |
|---|---|
| Band D reference rate (Argyll and Bute) | £2,435/year |
| Band D ratio to Band D | 9/9 (100%) |
| Calculation | £2,435 × 100.0% = £2,435 |
| Scottish average Band D | £1,580/year |
| vs Scottish average | £855 above average |
Scottish average calculated from national average Band D of £1,580 × 9/9 (100%).
1991 valuation: £45,001–£58,000
Band D covers properties valued £45,001–£58,000 (the reference band) in 1991. In Argyll and Bute for 2026/27, Band D costs £2,435/year (£203/month including water and sewerage). This is £855 above the Scottish average Band D rate of £1,580. The 25% single person discount reduces Band D in Argyll and Bute to £1,826/year.
| Band | Property value (1991) | Annual | Monthly | With 25% discount |
|---|---|---|---|---|
| Band A | Up to £27,000 | £1,623 | £135 | £1,217 |
| Band B | £27,001–£35,000 | £1,894 | £158 | £1,421 |
| Band C | £35,001–£45,000 | £2,164 | £180 | £1,623 |
| Band D ◀ | £45,001–£58,000 | £2,435 | £203 | £1,826 |
| Band E | £58,001–£80,000 | £3,199 | £267 | £2,399 |
| Band F | £80,001–£106,000 | £3,957 | £330 | £2,968 |
| Band G | £106,001–£212,000 | £4,769 | £397 | £3,577 |
| Band H | Over £212,000 | £5,966 | £497 | £4,475 |
25% single person discount
Saves £609/year on your Band D bill (reducing it to £1,826/year). Apply directly to Argyll and Bute council. Anyone living alone automatically qualifies. Adults who are full-time students, carers, or severely mentally impaired are disregarded when counting.
Student exemption
Properties occupied entirely by full-time students are fully exempt from council tax. If your Band D property is all-student, the bill is £0. Mixed households (some students, some non-students) do not get the full exemption but students are disregarded for the single-person discount.
Council Tax Reduction (CTR)
A means-tested discount administered by Argyll and Bute council, available to working-age and pension-age households on low incomes. CTR can reduce your Band D bill by up to 100%. It is separate from the single person discount — you can receive both simultaneously. Apply via Argyll and Bute council's website.
Disabled person's band reduction
If someone in your household is severely disabled and needs extra space or a specific room (e.g. for a wheelchair), your property is assessed as one band lower. For Band D, this means paying Band C rates instead — saving £271/year.
Scotland note: Your Band D bill of £2,435 includes £652/year for Scottish Water charges — water and sewerage are bundled into council tax in Scotland, unlike England where they are separate bills.
Council tax Band D in Argyll and Bute is £2,435 per year for 2026/27, including water and sewerage charges from Scottish Water. This works out to £203 per month or £47 per week. If you live alone, the 25% single person discount reduces this to £1,826 per year.
Yes. Argyll and Bute's Band D rate of £2,435 is £855 above the Scottish average Band D rate of £1,580. The Scottish average is calculated using the national average Band D rate of £1,580 multiplied by the Band D ratio of 100.0%.
Band A is the cheapest council tax band in Argyll and Bute, costing £1,623/year (£135/month) for 2026/27. Band H is the most expensive at £5,966/year. The full range in Argyll and Bute spans £4,343/year between the cheapest and most expensive band. Band D costs £812/year more than Band A in Argyll and Bute.
To challenge your council tax band in Argyll and Bute, contact the local Assessor's office — not the council itself. The Scottish Assessors Association handles all banding queries. You can make a formal proposal if you think your property is in the wrong band, particularly if similar properties nearby are in a lower band, or if you have evidence the 1991 valuation was wrong. Be aware that a successful challenge could also result in your band being increased.
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Rates shown are for 2026/27 and include Scottish Water charges of £652/year. Verify your exact bill with Argyll and Bute council directly. Property valuations are based on 1991 values as set when council tax was introduced.