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£2,435/year including water & sewerage
Annual (Band D)
£2,435
Monthly
£203
Single person (25% off)
£1,826
Weekly
£47
| Factor | Value |
|---|---|
| Band D reference rate (Argyll and Bute) | £2,435/year |
| Band D ratio to Band D | 9/9 (100%) |
| Calculation | £2,435 × 100.0% = £2,435 |
| Scottish average Band D | £2,310/year |
| vs Scottish average | £125 above average |
Scottish average calculated from national average Band D of £2,310 × 9/9 (100%).
| Year | Band D annual | Change |
|---|---|---|
| 2022/23 | £1,839 | — |
| 2023/24 | £1,931 | +5.0% |
| 2024/25 | £2,056 | +6.5% |
| 2025/26 | £2,220 | +8.0% |
| 2026/27 ◀ current | £2,435 | +9.7% |
2026/27 is the confirmed rate. Prior years are estimates based on Scotland-wide average increases. Note: 2023/24 was a partial freeze year — most councils raised rates by 0% in exchange for a Scottish Government compensation grant, though some opted out and raised by up to 5%.
1991 valuation: £45,001–£58,000
Band D covers properties valued £45,001–£58,000 (the reference band) in 1991. In Argyll and Bute for 2026/27, Band D costs £2,435/year (£203/month including water and sewerage). This is £125 above the Scottish average Band D rate of £2,310. The 25% single person discount reduces Band D in Argyll and Bute to £1,826/year.
% of median salary
9.0%
Weeks of median pay
4.7
Median local salary
£27,000
Band D council tax in Argyll and Bute (£2,435/year) represents 9.0% of the median gross full-time salary for the area (£27,000/year). That is the equivalent of approximately 4.7 weeks of median gross earnings. The Scottish average Band D rate of £2,310/year represents 8.6% of the same local median.
Source: ONS Annual Survey of Hours and Earnings (ASHE). Median gross full-time earnings, approximate.
| Band | Property value (1991) | Annual | Monthly | With 25% discount |
|---|---|---|---|---|
| Band A | Up to £27,000 | £1,623 | £135 | £1,217 |
| Band B | £27,001–£35,000 | £1,894 | £158 | £1,421 |
| Band C | £35,001–£45,000 | £2,164 | £180 | £1,623 |
| Band D ◀ | £45,001–£58,000 | £2,435 | £203 | £1,826 |
| Band E | £58,001–£80,000 | £3,140 | £262 | £2,355 |
| Band F | £80,001–£106,000 | £3,839 | £320 | £2,879 |
| Band G | £106,001–£212,000 | £4,578 | £382 | £3,434 |
| Band H | Over £212,000 | £5,672 | £473 | £4,254 |
10 monthly instalments
Standard — April to January
£244/month
No payment in February or March
12 monthly instalments
On request from council
£203/month
Spreads the same total over all 12 months
Annual lump sum
Pay in full upfront
£2,435
Some councils offer a small discount
25% single person discount
Saves £609/year (reducing your bill to £1,826/year). Anyone living alone automatically qualifies. Adults who are full-time students, carers, or severely mentally impaired are disregarded when counting.
Apply for single person discount — Argyll and Bute→Student exemption
Properties occupied entirely by full-time students are fully exempt — the Band D bill is £0. Mixed households (some students, some non-students) do not get the full exemption but students are disregarded for the single-person discount.
Council Tax Reduction (CTR)
A means-tested discount available to working-age and pension-age households on low incomes. CTR can reduce your Band D bill by up to 100% and is separate from the single person discount — you can receive both simultaneously.
Apply for CTR — Argyll and Bute→Disabled person's band reduction
If someone in your household is severely disabled and needs extra space or a specific room (e.g. for a wheelchair), your property is assessed as one band lower. For Band D, this means paying Band C rates instead — saving £271/year.
Scotland note: Your Band D bill of £2,435 includes £652/year for Scottish Water charges — water and sewerage are bundled into council tax in Scotland, unlike England where they are separate bills.
Council tax Band D in Argyll and Bute is £2,435 per year for 2026/27, including water and sewerage charges from Scottish Water. This works out to £203 per month or £47 per week. If you live alone, the 25% single person discount reduces this to £1,826 per year.
Yes. Argyll and Bute's Band D rate of £2,435 is £125 above the Scottish average Band D rate of £2,310. The Scottish average is calculated using the national average Band D rate of £2,310 multiplied by the Band D ratio of 100.0%.
Band A is the cheapest council tax band in Argyll and Bute, costing £1,623/year (£135/month) for 2026/27. Band H is the most expensive at £5,672/year. The full range in Argyll and Bute spans £4,049/year between the cheapest and most expensive band. Band D costs £812/year more than Band A in Argyll and Bute.
To challenge your council tax band in Argyll and Bute, contact the local Assessor's office — not the council itself. The Scottish Assessors Association handles all banding queries. You can make a formal proposal if you think your property is in the wrong band, particularly if similar properties nearby are in a lower band, or if you have evidence the 1991 valuation was wrong. Be aware that a successful challenge could also result in your band being increased.
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Rates shown are for 2026/27 and include Scottish Water charges of £652/year. Verify your exact bill with Argyll and Bute council directly. Property valuations are based on 1991 values as set when council tax was introduced.