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Cost index: 95 (Scotland avg = 100) · 40% cheaper than London
Cost Index
95
vs London
40% cheaper
Avg Salary
£32,500
2-bed Rent
£675/m
Dundee sits slightly below the Scottish average cost of living, with a cost index of 95 (Scotland = 100) and is 40% cheaper than London. A 2-bedroom rental is £675/month — 28% of median monthly gross income — which is relatively manageable. Average salaries of £32,500 and moderate living costs make Dundee one of Scotland's better value locations. Monthly non-rent essentials (groceries, transport, utilities, broadband, gym) come to approximately £510.
Pint of beer
£4.80
Coffee
£3.20
Meal for two
£42
At the median salary of £28,800, estimated monthly take-home pay is £1,632. A 2-bed rent of £675/month takes up 41% of take-home pay. Housing costs here are high relative to earnings — splitting a 2-bed significantly reduces the burden.
Yes, Dundee is one of the more affordable Scottish cities. Its cost index is 95 against a Scotland average of 100, meaning day-to-day costs run about 5% below the national average. It is also 40% cheaper than London. A 2-bedroom rental is £675/month and the average salary is £32,500, giving a reasonable rent-to-income ratio.
In Dundee, average monthly rents are: 1-bedroom — £550, 2-bedroom — £675, 3-bedroom — £875. These are private rented sector averages for 2026 based on Scottish Government Private Rent Statistics and Zoopla data. Rents vary significantly by neighbourhood — city centre and West End properties typically run 15–25% above these averages, while suburban and outer areas tend to be lower. Under Scotland's Private Residential Tenancy rules, rent increases must be notified 3 months in advance and are currently subject to the rent adjudication process.
A comfortable single-person lifestyle in Dundee — covering a 2-bedroom rent (or splitting with a flatmate), groceries, transport, utilities, and some savings — typically requires a gross salary of around £28,000. At this level, take-home pay after Scottish income tax and NI is approximately £1,553/month. A couple sharing a 2-bed flat would each need a gross income of roughly £17,000 to live comfortably. These figures do not include childcare, which adds £975/month if applicable.
Dundee is 10% cheaper than Glasgow based on cost index (95 vs 105; Scotland average = 100). Renting a 2-bedroom property costs £675/month in Dundee compared to £875/month in Glasgow. Average salaries are £32,500 in Dundee versus £35,200 in Glasgow.
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Data: Numbeo, ONS Annual Survey of Hours and Earnings, Zoopla, Scottish Government Private Rent Statistics, and local authority council tax schedules. Cost index: 100 = Scotland average. Figures are approximate and based on the most recent available data (April 2026). Childcare costs reflect full-time nursery averages.