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£3,814/year including water & sewerage
Annual (Band F)
£3,814
Monthly
£318
Single person (25% off)
£2,861
Weekly
£73
| Factor | Value |
|---|---|
| Band D reference rate (South Ayrshire) | £2,347/year |
| Band F ratio to Band D | 585/360 (162.5%) |
| Calculation | £2,347 × 162.5% = £3,814 |
| Scottish average Band F | £2,568/year |
| vs Scottish average | £1,246 above average |
Scottish average calculated from national average Band D of £1,580 × 585/360 (162.5%).
1991 valuation: £80,001–£106,000
Band F covers properties valued £80,001–£106,000 in 1991. In South Ayrshire for 2026/27, Band F costs £3,814/year (£318/month including water and sewerage). This is £1,246 above the Scottish average Band F rate of £2,568. Compared to Band D in South Ayrshire (£2,347/year), Band F households pay £1,467/year more. The 25% single person discount reduces Band F in South Ayrshire to £2,861/year.
| Band | Property value (1991) | Annual | Monthly | With 25% discount |
|---|---|---|---|---|
| Band A | Up to £27,000 | £1,565 | £130 | £1,174 |
| Band B | £27,001–£35,000 | £1,825 | £152 | £1,369 |
| Band C | £35,001–£45,000 | £2,086 | £174 | £1,565 |
| Band D | £45,001–£58,000 | £2,347 | £196 | £1,760 |
| Band E | £58,001–£80,000 | £3,084 | £257 | £2,313 |
| Band F ◀ | £80,001–£106,000 | £3,814 | £318 | £2,861 |
| Band G | £106,001–£212,000 | £4,596 | £383 | £3,447 |
| Band H | Over £212,000 | £5,750 | £479 | £4,313 |
25% single person discount
Saves £954/year on your Band F bill (reducing it to £2,861/year). Apply directly to South Ayrshire council. Anyone living alone automatically qualifies. Adults who are full-time students, carers, or severely mentally impaired are disregarded when counting.
Student exemption
Properties occupied entirely by full-time students are fully exempt from council tax. If your Band F property is all-student, the bill is £0. Mixed households (some students, some non-students) do not get the full exemption but students are disregarded for the single-person discount.
Council Tax Reduction (CTR)
A means-tested discount administered by South Ayrshire council, available to working-age and pension-age households on low incomes. CTR can reduce your Band F bill by up to 100%. It is separate from the single person discount — you can receive both simultaneously. Apply via South Ayrshire council's website.
Disabled person's band reduction
If someone in your household is severely disabled and needs extra space or a specific room (e.g. for a wheelchair), your property is assessed as one band lower. For Band F, this means paying Band E rates instead — saving £730/year.
Scotland note: Your Band F bill of £3,814 includes £652/year for Scottish Water charges — water and sewerage are bundled into council tax in Scotland, unlike England where they are separate bills.
Council tax Band F in South Ayrshire is £3,814 per year for 2026/27, including water and sewerage charges from Scottish Water. This works out to £318 per month or £73 per week. If you live alone, the 25% single person discount reduces this to £2,861 per year.
Yes. South Ayrshire's Band F rate of £3,814 is £1,246 above the Scottish average Band F rate of £2,568. The Scottish average is calculated using the national average Band D rate of £1,580 multiplied by the Band F ratio of 162.5%.
Band A is the cheapest council tax band in South Ayrshire, costing £1,565/year (£130/month) for 2026/27. Band H is the most expensive at £5,750/year. The full range in South Ayrshire spans £4,185/year between the cheapest and most expensive band. Band F costs £2,249/year more than Band A in South Ayrshire.
To challenge your council tax band in South Ayrshire, contact the local Assessor's office — not the council itself. The Scottish Assessors Association handles all banding queries. You can make a formal proposal if you think your property is in the wrong band, particularly if similar properties nearby are in a lower band, or if you have evidence the 1991 valuation was wrong. Be aware that a successful challenge could also result in your band being increased.
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Rates shown are for 2026/27 and include Scottish Water charges of £652/year. Verify your exact bill with South Ayrshire council directly. Property valuations are based on 1991 values as set when council tax was introduced.